Posted by Professor | Posted in Uncategorized | Posted on 10-12-2010
Tags: easy, easy student loans, easy student loans no cosigner, easy student loans with bad credit, easy student loans with no cosigner, easy student loans without cosigner, finance, loan, loans, student, student.loans
How easy is it to get a student loan?
I am 20, & I have some CC Debt (800.00) & my parent’s credit is really bad. They filed Bankruptcy about 4-5 years ago.
Will this make it harder for me to get a student loan?
(Also I will be getting my first 4 ye ad degree if that helps)
I also wanted to ask, On my FASAV form I think I may have checked that I was getting my Assoiates Degree, Should I go back & check it to make sure it says I am going to get a 4 year degree?? Or would that even matter?
Thank You =)
OK. You should go back and changed it to a four year degree.
Basically, the school receives money from the FED and they prepare a financial aid package for all the students that meet their deadline and that are accepted. The student package consist of Grants, scholarship, Stafford and Perkin loans. This all depends on your family’s income and assets. The Federal student loans are not credit base and you do not need a cosigner.
Whatever amount extra that you need, you may have to get a private student loan which is credit base. For this loan you will need a cosigner depending on the lender and your credit history. If you need a private student loans try Discover student loans and Chase. Your school should have a list of all the lenders that offers private student loans as well as a list of scholarships that you can apply for.
I wish you all the best.
ss